Kevino More asked:


Cyprus golf property is possibly by far and away the best investment you could make if you are in fact considering purchasing property on this beautiful Island. There is no doubt at all that if you mix golf, sun and holidays you have the ideal cocktail for a booming property market. Whether you are looking to purchase for your own use or the fast expanding holiday rental market the sums will stack up every time. In fact a great way to subsidize your Cyprus property investment is to rent out to holiday makers when you don’t need it for yourself or your family.

The golfing center of Cyprus is the Paphos area and with several excellent golf courses in the area there is plenty for everyone to enjoy. Property prices in the Paphos area are amongst some of the highest in Cyprus due in the most part to the town now being recognized as an all year resort. This coupled with the golfing aspect of the area has turned Paphos into something of a Cyprus property hotspot. However prices here have not yet reached the dizzy heights of places like Spain or Portugal where you will soon need a kings ransom just to buy a one bed apartment. Prices will conceivably continue to rise however for some time to come making Paphos a good investment if you buy soon.

With great motorway links and the airport on your doorstep Paphos is a golf property dream come true. There are plenty of properties available and new developments are going up all over the area. If you want the best of both golf and holidays an investment in the Coral Bay area a few kilometers outside Paphos could be perfect for you. With miles of sandy beaches bars and restaurants Coral Bay is popular with every kind of Cyprus holiday maker. You would be a short drive from the golf and have a property that rents easily to holiday makers too.

Before you dash off however to book your Cyprus flights there is some hot news for golfers looking for a great property investment. Rumor is rife of a huge proposed golfing and leisure development being proposed in the Larnaca area of Cyprus. If you though that Paphos was a hot bed for investment then Larnaca could be a golfers dream come true. Larnaca is more than just a holiday resort it is a bustling town in its own right. There is a commercial port, a busy marina and a vibrant business community too with more shops and resturants than you can shake a stick at. The main airport is within a hole in one’s distance and the modern coastal motorway will whisk you to anywhere in Cyprus you choose to visit within a couple of hours maximum.

What more could you want? Everything right on your door step including sun, sea and golf. No development has started as yet in the area of the proposed golf complex so property prices in Larnaca are still quite reasonable compared with other parts of Cyprus. There is no doubt that once the plans are cleared and development begins property prices will go through the roof. So if you love golf and Cyprus you may be able to pick up the bargain of a lifetime if you are brave enough to act soon. Enjoy Cyprus!



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Kev Moore asked:


A beautiful beach Cyprus property is many peoples idea of a dream come true and more people than ever before are now able to live the Cyprus dream. With property prices in Cyprus still cheaper than other parts of Europe this beautiful Island paradise is fast becoming one of the fastest developing property hotspots in the Mediterranean. Despite this escalating market values are still holding out against the odds which is great news for any would be Cyprus property investors out there wishing to cash in on this thriving market.

Beautiful beach Cyprus property can still be purchased in most locations at very realistic prices with a typical Cyprus beach view apartment with all mod cons costing around 40% less than a comparable property in inner city U.K. Wow! Faced with that kind of choice (sun and sea verses cold and traffic) there shouldn’t be any plausible reasons not to buy some beautiful Cyprus property. Of course the nearer you get to the coast or beach the more you should expect to pay for your Cyprus beach property or should you?

As more and more property has been built in Cyprus close to the main resorts developers are starting to look further afield. We aren’t talking about tens of miles here though because there are still lots of unspoilt villages dotted along the coast within a short car journey of the larger towns. Prices of Cyprus beach property in these areas can be up to 50% cheaper than closer to the main holiday resorts! Therefore they are well worth a look not least for the fact that as development in Cyprus continues even beach property in these areas could appreciate in value considerably.

Other factors such as the superb coastal motor way linking all the main towns and a continued investment in local infrastructures such as shops ect make property purchase in these Cyprus coastal areas all the more viable. Most of these small Cyprus towns or villages will already have a thriving community of shops and small businesses anyway that have been in the same families for generations. The Cypriot people are arguably the friendliest you will have the pleasure of meeting so settling into a small local Cyprus community should be smooth and stress free for just about anyone.

The other great thing about owning property in Cyprus that is close to the beach is of course it’s usability for your friends and family. In fact many Cyprus beach property owners have earned a reasonable income from holiday rentals including longer term holiday lets through the winter months (if you could class minimum temperatures of 16-18c as a winter). These Cyprus winter rentals are especially appealing to retired couples escaping the cold and damp of the U.K. for the winter months.

All in all a beautiful Cyprus beach property in just about any coastal location makes a sensible proposition as either a personal holiday home or even a real estate investment. You, your family and friends will be able to look forward to years of great holidays in the warm Cyprus sun whilst you sit back and watch your investment grow year on year. The only danger is that so many would be Cyprus property buyers get fired up about the advantages of owning a home in the sun whilst they are on holiday there only to go home and talk themselves out of it.

Imagine where you could be in say five years from now, the proud owner of a beautiful Cyprus beach apartment or villa or one of the many “nearly owners” who hesitated until prices had risen beyond their reach. The bottom line is that historically property purchase (for most of us at least) has always been a struggle. The payments always seem to be just a little more than we think we could afford and many decide to wait in the vain hope that they will be better off in the future. It never happens! Property prices continue to rise and what once seemed expensive fifteen, ten or even five years ago now seems like it was a property bargain at the time. That’s when we all kick ourselves and say “if only”. Don’t be one of the “if only” get in now before the property market in Cyprus leaves you behind.



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Kevino More asked:


Cyprus property is selling like hot cakes with more and more houses being built on the Island there is still no sign of the supply exceeding demand for a long time to come. The downside to this is that prices are continuing to rise and will do so for some time to come. If you are considering purchasing a villa or apartment in Cyprus now may be the best time to get your plans moving. A lot of would be investors hesitated during the Spanish property boom and lived to regret their tardiness. We ourselves could have purchased a Cyprus villa in the top resort back in 1998 with three beds a pool and en-suit bathroom for only £65k! We held back and ended up paying nearly £180k for a similar property six years later. Owch!

The great news for Cyprus property buyers is that there is a huge choice of houses and villas all over this beautiful Island. Whether you are looking for an apartment or a luxury Cyprus villa you won’t have to look far. The only downside is that the huge choice could be slightly overwhelming if you are unsure where to start. There are literally hundreds of developers and property agents in Cyprus so you will need to do some homework before you dive in. Like everything else in life there are good and bad with property agents being no exception to the rule. On the whole however most Cyprus property companies have good long standing reputations when it comes to dealing with non residents.

Buying Cyprus property has never been easier with so many people speaking English as a second language. The solicitors and property agents all have English speaking staff so you shouldn’t expierence any communication difficulties when conducting your business with them. The legal system in Cyprus is very similar to that in the U.K. due to the British influence during their occupation of the Island up until the 1960s. There are one or two things however that you should be aware of. Firstly as a non resident of Cyprus you are only allowed to own one property on the Island although this situation could possibly change in the future. The other thing to be aware of is that if you purchase a brand new Cyprus property you are unlikely to receive your title deeds for anywhere up to five years after completion of the project.

The reason that it takes so long to gain possession of the title deeds is as follows. When a Cyprus property developer purchases the land to build on it will usually come with a single title deed for the whole plot. When the melons, tomatoes or whatever that used to grow there have been replaced with houses the developer will need to apply for separate title deeds for each individual property. This cannot of course happen until all the house are built and the roads ect are finished. When the developer applies to the land office they will do a full survey of the whole development to check that the only building work carried out is as was detailed on the original planning application. This is the reason why the owners of these new properties are advised not to carry out any additional structural work until the deeds have been completed. There is a risk that work on any one property which contravenes the planning rules could jeopardize the issuing of title deeds for all the properties on the development.

This is why when you purchase a brand new Cyprus property a contract must be drawn up between yourself and the property developer. This will show that although the developer holds the deeds for the land you have entitlement to your house whilst awaiting the deeds. This may even be the procedure should you purchase a resale Cyprus property up to five years old where the title deeds have not yet been transferred. In fact many sellers have been shocked to discover that the developers require a fee of around three thousand cypriot pounds to set up a replacement contract with the new buyer. The purchaser of such properties is not however required to contribute towards this cost.

So there you have some basic info about the Cyprus property market and we sincerely hope that you find it useful. Obviously there is a lot more to take into account such as the availability of finance in Cyprus and the cost of owning property ect. The Cyprus banks seem more eager than ever before to loan against property purchases for non residents and the cost of living in Cyprus is dramatically less than in the U.K or other parts of Europe. Happy house hunting and enjoy Cyprus!



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Kev Moore asked:


It may seem absurd to suggest that there could be distinct advantages in Cyprus property rent rather than purchase but that may well be the case in certain cercumstances. The writer has always been quick to expound the benefits of property ownership in Cyprus especially in relation to Cyprus holiday villas or apartments. However a growing argument for long term rentals in Cyprus particularly by retired couples and even some families too. The great news for them is that there is no shortage of all kinds of properties available to rent all over the Island including the major holiday resorts. The question most readers will be asking however is, are there any advantages to paying rent rather than buying Cyprus property using a conventional mortgage?

A growing number of retired couples are selling up at home and moving to Cyprus to take advantage of the mild climate and more relaxed life style on the Island. These upwardly mobile pensioners don’t want to be tied down by the burden of Cyprus home ownership and prefer instead to rent. They have calculated that the interest on the money from the sale of their U.K. properties is sufficient to cover the rent on a Cyprus property. They are then at liberty to move from place to place with ease, free from any of the hassles involved in buying and selling property. Moreover should they need to return to the U.K. for whatever reason they would still have the benefit of their assets in cash at the bank.

Other older couples have chosen the Cyprus property rent option to avoid such things as inheritance tax and the possibility of the U.K. government liquidating their property assets. This is often the case should they need to go into care or nursing homes later in life. By either giving their property assets to their children or selling them off completely they put them beyond the reach of the Exchequer. The other advantage seen in such an arrangement is the pleasure of seeing their children benefit from their inheritance whilst the parents are still living. With Cyprus and the U.K having reciprocal tax and pension arrangements these couples can even have their pensions paid straight into a Cyprus bank account too.

In the case of Cyprus holiday rental properties there is no sense at all in renting such a house or villa because the rent would be based on the holiday market. The cost of renting these properties on a weekly basis would be astronomical and totally unfeasible for anyone considering a long term contract. Such as people actually moving to Cyprus or wishing to spend the whole winter there. Many Cyprus holiday property owners are willing to negotiate realistic rates for longer term rentals especially during the winter season. The difference in prices between holiday rentals and long term property rent is huge to put it mildly. Long term rent in Cyprus is always a cheaper option because the market is self regulated by the average wage which in turn dictates the real affordability of rents.

The ironic twist is that many Cyprus properties earning long term rent are often on the same street as identical houses generating four times the amount from holiday lets. So if you fancy living in a luxury Cyprus apartment or even a Villa with your own private swimming pool a long term rental could be just the ticket. With the Cyprus property boom continuing unabated there is a huge choice of property available for long term rent and no shortage of willing tenants either. A good proportion of these Cyprus properties will be owned by the former owners of the land because that’s how the developers pay them, with houses rather than cash. So if you like the idea of a home in the sun but don’t want to buy perhaps you should consider a Cyprus property rent.



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Kev Moore asked:


Most people looking to invest in Cyprus are agreed that property makes great sense both in capital growth and in terms of rental returns. Property in holiday destinations such as Cyprus probably makes even more sense due to the high value holiday rental market. This market has taken off in the last few years due in the main to peoples evolving holiday habits and the growth of the internet. Now folks can instantly compare prices of like for like flights, accommodation and car rentals. This has led to a large proportion of holiday makers shunning the traditional package tour in favor of building their own holiday package. Part of this package now tends to include a luxury apartment or even a private villa with it’s own pool. Great news for those who have been shrewd enough to invest in Cyprus property either for full or part season holiday lets.

When it comes to making a decision about Cyprus property investment many would be buyers are put off by the idea of borrowing against either their primary residence, the Cyprus property or even both. However if they were fully aware of just how viable Cyprus holiday rentals can be they would realize that many investment projects can even be self financing. With the continuing upward trend in property prices on the Island an apartment or luxury villa still makes sound investment sense. In fact many buyers of Cyprus property including houses and villas on holiday resorts are finding that there is also a thriving long term rental market too. An increasing number of British families and retired couples are opting for the flexibility of renting a Cyprus house rather than purchasing one on a mortgage. Then once they are settled on the Island the rental contract gives them the flexibility to invest in a Cyprus property themselves that is ideal for their needs.

The tried and tested way to invest in Cyprus property is of course to purchase a house or luxury villa off plan. Then once the development is nearing completion the Cyprus property speculator will sell the unit on at the current market value. This type of investment of course always works better in a rising market and people with money to invest in Cyprus property have made some huge profits over the last few years or so. The other neat trick is to utilize the lucrative Cyprus holiday rental market whilst awaiting a buyer and make an even stronger return on the original investment too. With so much development going on in Cyprus those looking to invest in property won’t have to look to far. The other good news is that Cyprus developers need to sell houses so they are likely to be open to negotiation and investors should never be too shy to make an offer.

Even those looking to invest in their own Cyprus apartment or villa stand to see an attractive growth in their initial outlay. With years of holidays in the sun for themselves and their families all they need to do is sit back whilst Cyprus property values continue to increase. The investor then always has the option to rent the property out should they no longer wish to use it themselves for holiday purposes. With Cyprus’s entry into the European Union the Island’s economy continues to flourish and prices of villas or apartments look set to keep on rising. If that isn’t all the encouragement buyers need then it is unlikely they will ever pluck up the courage to invest in Cyprus property.



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Hannah Walker asked:


After several troubled decades Cyprus has recently got big on the property market. Just south of Famagusta - one of the towns at the heart of the Turkish invasion - the Mystical sands resort and spa is set to follow the North Cyprian trend and rocket in value pretty swiftly. This bodes well for holiday complexes and luxury resorts in other areas of North Cyprus, such as Paralimni and Bafra.

Famagusta has tall modern apartment blocks along a beautiful stretch of beachfront - miles of golden sand and turquoise water - one of the most acclaimed in the Mediterranean! A strong contrast from the deserted town of Varosha, abandoned by its Cyprian inhabitants when Turkey invaded in 1974, trees grown in the streets and wild dogs roam about, however developers believe that the success of resorts and towns like Famagusta, with its sudden increase in prosperity and popularity, will spread to other largely unexploited areas of the eastern coast and northern Cyprus.

Progress is visible everywhere, a new airport is to open in Larnaca 2010 and areas such as Paralimni - just south of the Famagusta border and boasting some of the best beaches in Cyprus - are not remaining undeveloped for long. Geraint Evans, director of the International property group is working with local developers Karma and jumping on the bandwagon to create a new development, figure-headed by former Liverpool FC hero Ian Rush. Evans spoke about how the popularity of certain resorts has influenced undeveloped areas like Paralimni.

‘There are no golf courses, spas or big name hotels… That is changing as the success of Aphrodite Hills, a five-star golf resort near Paphos, has started to have a knock-on effect on this coast, and Cyprus’s first big marina (one of the biggest in the med) is being built in Ayia Theckla’.

This new Mystical Sands property development in Paralimni will have 345 two-bedroomed, furnished apartments starting from £199,950, set around a spa and possibly a football academy. The developments front man Ian Rush already owns three properties in the Algarve which have tripled in value in the last ten years and he is hoping this holiday home investment will do the same. The properties are expected to earn rental returns of six to eight percent a year and rise in value by ten to fifteen percent annually. However Evans believes most buyers will want to hang on to the properties as personal holiday homes, due to the charm of the area and all it has to offer ‘It resembles England thirty years ago, with low crime and strong family values’… and of course hotter weather!

Retired couples are also flocking to traditional agricultural villages near the sea, such as Avgorou near Famagusta, according to BuySell Real Estate, ‘there is a rise in demand among British buyers for resale properties in Cyprus’. There are also homes, business opportunities and whole new lives awaiting Britons who move to these areas. Gary and Sharon Connor, originally from Kent, moved to Paralimni and now run the Divers Unlimited Scuba centre. Their four-bed house has doubled in price in the time they’ve lived there. Gary Connor spoke about his hopes for the future of Cyprus,

‘There is much more development, with many hotels being brought by developers to turn into luxury apartments. A resolution to the Cyprus problem will increase tourism and open up avenues here’.

Bafra is a beautiful serene area in northern Cyprus; this too has been influenced by recent interest in Cyprus and is currently undergoing a huge development project by Whiterocks and Blue C, who are building luxurious holiday apartments set around stylish courtyards, with many other facilities set for the future. As Cyprus gains in popularity the house prices are rising. Watch these fast filling scenic spaces… this seems to be the new place for prudent property investments.



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Kev Moore asked:


Most people at some time or another entertain the dream of owning a place in the sun. The TV shows us all those lucky people selling up and moving to sunnier climes or even buying a second home abroad. Cyprus is often one of the places on this wish list and Cyprus property such as villas or luxury apartments are showcased. When you see all that beautiful Cyprus property on the TV bathed in glorious Mediterranean sunshine you may think “yeah right” I bet the reality is nothing like that at all, Wrong! It really is like that and ordinary people like you are living the Cyprus dream of owning a beautiful Cyprus property. How can I be so sure? I am one of them! The Cyprus dream is a reality and it could be for you too if you really want it.

Cyprus property is arguably amongst some of the most beautiful in the Mediterranean area and it is still cheaper than a comparable home in the U.K. That is if there are that many luxury villas with swimming pools in the U.K. apart from the odd stately home or country pile. I guess the weather helps and there is plenty of weather in Cyprus including over 320 days of brilliant sunshine every single year. There is even a winter of sorts in Cyprus from about the middle of December until the beginning of February when it rains and the reservoirs are topped up ready for the long warm summer. Most of the living is done “outside” including lots of alfresco cooking and dining (AKA. barbecues). When you plan a barbecue in Cyprus the weather isn’t going to turn up on the day and spoil it for you either. Long summer nights on the sun terrace or balcony sipping even longer cool drinks are the norm when you own a Cyprus property.

The problem with dreams is that for most folks thats what they are doomed to remain, just dreams. This is a real shame because when it comes to owning Cyprus property the reality could be closer than they think. Property in Cyprus could be well within the grasp of Mr and Mrs average home owner if they only knew it. Most U.K. home owners have some equity in their houses following the recent hike in property values particularly over the last 10 years. Many of these couples have decided to release that capital to finance a property in Cyprus and start to live their dreams of a home in the sun. Even those unable to raise the total cost of a Cyprus poperty in this way are using whatever funds they can raise as at least a deposit.

The Cyprus banks are real happy to lend funds to none residents wishing to buy property in Cyprus so finding the balance to finance your dream shouldn’t be too much of a problem. Although the Cyprus government has restricted the amount the countries banks can lend to 60% the Cyprus property developers have already overcome this. Many developers are now offering deals on Cyprus property with only 20% down payment! This is great news for would be buyers who are raising this 20% at home and then financing the balance with the Cyprus property developers. It is likely that these mortgages are financed in Switzerland or from some other “off shore” source which means the interest rates could be real low.

With the value of Cyprus property continuing to rise these deals make perfect sense to anyone wishing to grab that dream holiday villa or luxury apartment. O.K. so it cost money to borrow all those thousands of pounds and you are going to be asking yourself how you will be able to repay the loan. Many people have bought into the Cyprus dream now to make the investment for the future such as early retirement or longer holidays when they finish working for a living. In the meantime they are taking advantage of the lucrative Cyprus holiday rental market which is paying for their villa or apartment when they are not using it themselves. So you really could have your cake and eat it too when you live the dream of owning your own beautiful Cyprus property.



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Kev Moore asked:


Limassol in Cyprus is a great place for a holiday which may explain why so many people are buying property in the area. With a huge choice of luxury villas and apartments in a varied range of locations Limassol is perfect for that place in the sun. Whether you want the convenience of all that the resort has to offer or the tranquil setting of a village there will be a property that’s just right for you. Situated about halfway along the West coast of Cyprus within sight of the Troodas mountains Limassol offers the best of both worlds for the prospective property buyer. Prices in the area are still quite reasonable compared to places like Paphos further along the coast but like all good things that could soon change.

The attractive thing about limassol is that it is far more than just a great holiday resort. The port puts the town squarly on the Cyprus map as a thriving commercial center with most of the Islands imported goods arriving there. There is a bustling commercial area to rival the capitol Nicosia and the town continues to develop at a heady pace. Having said that your are never very far away from the beautiful Cyprus countryside with its traditional villages where life continues much like it has for decades. Of course even most of these outlying areas have a modern infrastructure of shops, banks and a busy square. As Cyprus developers have turned their attention away from the more expensive coastal areas these villages have become ripe for holiday property too.

Another attraction for the prospective buyer is the towns location and its accessibility from the rest of the Island. Thanks to the modern motorway network the capital Nicosia is less than an hours drive away and the coastal section links all the main resorts too. Days out in the beautiful Troodas mountains are also right on the towns doorstep should you need a break from sun, sea and sand for a while. In fact even some of the villages in the mountains have seen new development recently. Limassol offers an everything in one place culture of a big city but there are also plenty of quite suburbs within walking distance to the sea and resort center.

Cyprus property is still in fairly high demand which will possibly fuel rising values for some time to come. However property in Limassol continues to represent good value for money especially two bedroom apartments with communual pools. These units are great for investors and holiday home purchasers alike looking to get themselves onto the Cyprus property ladder. The other great news is that the Cyprus holiday rental market is going from strength to strength too. This as led to many Limassol apartment and villa purchases becoming self financing projects for their owners. Even after taking mortgages into account buyers are finding that Cyprus holiday rentals are funding the total cost of their Limassol property investments.

Whilst peoples holiday habits continue to move from traditional package tours to “self build” packages this Cyprus rental market looks set to keep expanding. Limassol is ideal for family holidays so it follows that there will be an increased demand from the private rental sector in the area too. In fact many buyers are buying that home in the sun early and then renting it out until they are ready to retire in the sun. By then of course there is a good chance that all those Cyprus holiday rentals will have paid for the property anyway. The other upside is that buyers can purchase before prices rise any further thus increasing the value of their investment even further. If you are thinking of buying that place in the sun it may be well worth taking a look at Cyprus limassol property.



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eleadsource21 asked:

www.justpaphosproperty.com Get familiar with secrets to getting the best Paphos Property Sale. There are various sources to buy Paphos Property Sale find out the right ones to buy and why. Stay ahead of your competition, get Paphos Property Sale information now!

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